Before filing
- Choose the state where the LLC should be formed.
- Search the state database for name availability.
- Check whether the matching domain name is available.
- Decide whether you need commercial registered agent service.
- Estimate first-year and recurring state costs.
During filing
- Prepare the LLC name, principal address, organizer information, and registered agent details.
- File directly with the state or use a formation service.
- Save the approved articles or certificate of organization.
- Record due dates for annual reports, franchise taxes, or license taxes.
After approval
- Create or customize an operating agreement.
- Apply for an EIN directly with the IRS or decide whether paid help is worth it.
- Open a business bank account when eligible.
- Set up business email and a simple website or landing page.
- Track bookkeeping, invoices, receipts, and renewal deadlines from the beginning.
Do not skip the boring pieces:
The domain, email, bank account, and renewal reminders are not glamorous, but they help keep the LLC clean and easier to verify with partners, vendors, and payment tools.
Lean first-year budget
| Item | Budget logic |
|---|---|
| State filing fee | Required and state-specific. |
| Registered agent | Budget if you need an in-state agent or privacy layer. |
| Operating agreement | Template is often enough for simple LLCs, attorney help for complex ownership. |
| Domain and email | Useful before opening accounts or presenting the business publicly. |
| Recurring state fee | Budget now so year two is not a surprise. |
Next step
Start with the state cost calculator, then secure the domain if the business name looks viable. After that, decide whether to file yourself or use a formation service.